{"title":"Home page","description":null,"products":[{"product_id":"month-end-budget-debt-toolkit","title":"Month-End Budget \u0026 Debt Toolkit","description":"\u003cp\u003e\u003cstrong\u003eGive your money a plan before month-end.\u003c\/strong\u003e See planned and actual spending, organise bill dates, explore debt repayments and build a savings target with an Excel toolkit made for South African households.\u003c\/p\u003e\u003ch3\u003eYour download contains 2 files\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003e8-page PDF guide:\u003c\/strong\u003e setting up your budget, managing the last week of the month, debt repayment approaches, two-pot withdrawals and finding help.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eExcel workbook (.xlsx), 8 sheets:\u003c\/strong\u003e Start Here, Budget, Spending Log, Debt Payoff, Two-Pot Checker, Month-End Plan, Emergency Fund and Notes \u0026amp; Sources.\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eWhat you can do\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eCompare your planned budget with spending recorded in the log.\u003c\/li\u003e\n\u003cli\u003eExplore debt payoff order, repayment periods and extra-payment estimates.\u003c\/li\u003e\n\u003cli\u003eEstimate two-pot withdrawal tax and fees using the assumptions in the workbook.\u003c\/li\u003e\n\u003cli\u003eMap bill dates and set an emergency savings target.\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003eThis is one ZIP download containing a PDF and an editable Excel workbook. Extract the ZIP first. You need a PDF reader and Microsoft Excel; a laptop or desktop is recommended. Other spreadsheet apps may handle formulas and formatting differently. Software is not included.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eDigital files only. No printed book or physical delivery.\u003c\/strong\u003e Files are made available automatically after payment. For personal or household use only; please do not share or resell.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eAn educational planning tool, not financial, tax or legal advice. Calculations are estimates based on your inputs and the assumptions supplied. The two-pot checker uses 2026\/27 figures included in the files; confirm current SARS rules and your fund's fees before relying on an estimate.\u003c\/em\u003e\u003c\/p\u003e","brand":"Pocket Plan","offers":[{"title":"Default Title","offer_id":67759049932853,"sku":null,"price":149.0,"currency_code":"ZAR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/9699\/0261\/files\/pocket-plan-budget-debt-cover.png?v=1792664830"}],"url":"https:\/\/pocketplan.solutions\/collections\/frontpage.oembed","provider":"Pocket Plan","version":"1.0","type":"link"}