Small Business Starter Kit

Turn your business idea into a practical plan. Work out startup costs, price your offer, prepare quotes and invoices, and forecast your cash flow with tools made for South African first-time business owners.

Your download contains 2 files

• 8-page PDF guide: business structures, CIPC registration, tax basics, money habits, tender readiness and a 30-day launch plan.
• Excel workbook (.xlsx), 7 sheets: Start Here, Startup Costs, Break-Even, Quote, Invoice, Cash-Flow and Tax Estimator.

What you can do

• List the costs you need to cover before your first sale.
• Estimate the sales needed to break even and meet a profit target.
• Personalise quotes and invoices with optional VAT.
• Plan 12 months of cash flow and review turnover tax and VAT estimates.

Before you buy

This is one ZIP download containing a PDF and an editable Excel workbook. Extract the ZIP first. You need a PDF reader and Microsoft Excel; a laptop or desktop is recommended. Other spreadsheet apps may handle formulas and formatting differently. Software is not included.

Digital files only. No printed book or physical delivery. Files are made available automatically after payment. For personal use only; please do not share or resell.

General information and planning templates, not legal, tax or accounting advice. Figures in the files reflect their 2026 sources and may change. Confirm current requirements with SARS, CIPC or a qualified practitioner.